Games and activities for Kids and Teens, and a FREE magazine for our Young Adult members: Spectrum Federal Credit Union offers a variety of services for our young members that go beyond the basics of checking and savings accounts. Be sure to check out the links below for information, activities, contests, and more! Elementary School up to age 12: Kirby Kangaroo Club Web Page Games, puzzles, jokes, and smart money tips for our youngest members. The 5-Spot Clubhouse More online activities for elementary school age members. Middle School: A. J.'s Mall Money-management games, stories, and learning activities geared to the middle-school years. High School, College and Recent Graduates: Brass Magazine Brass Magazine is the new magazine for teens and college-age members, produced and written by young adults who understand their peers’ interests and money needs. The magazine is mailed free, four times a year, to Spectrum members age 18-24, and you can check out their website here. Spectrum iCan Scholarship Competition Spectrum iCan or My Life account members who are in college, or graduating high school seniors entering college, are eligible to enter our annual scholarship competition. Two winners are chosen from each category (entering college and continuing college), and each receives an $850.00 prize. Entries for 2009 have closed. Watch in early 2010 for next year's application forms. C-Note University Newly updated, with polls, newsletters, developed and approved by CUNA's C-Note Teenage Panel. Games, puzzles, trivia, instant polls, and more: your money and your future as you get ready to leave the teen years behind. College Funding Information  Spectrum members headed for college owe it to themselves to get educated about the ins and outs of financing their education. Higher education becomes more and more expensive every year, and knowing about the various payment options will allow you to choose the method that is best for you. The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid.  It receives data from schools, agencies that guaranty loans, the Direct Loan program, and other U.S. Department of Education programs.  NSLDS provides a centralized, integrated view of Title IV loans and grants that are tracked through their entire cycle; from aid approval through closure. Information on the many scholarships available can be found at Fastweb.com.