In times of financial uncertainty, Spectrum reminds our members of the importance we place on protecting you, your family, and your assets. That's why we offer a wide variety of insurance products designed to enhance your financial security.
Spectrum partners with Colonial Life to offer Accident Insurance
Accidents happen in places where you and your family spend the most time: at work, in the home, or during sports and leisure activities. Most traditional insurance doesn't cover every medical expense, leaving you to pay out-of-pocket expenses such as deductibles, office visit co-payments, and transportation and lodging costs. Can you afford to pay all the costs related to caring for an accidental injury?
Spectrum can now provide members with Accident Insurance through Colonial Life. This insurance is designed to help see you through the different stages of care. The plan provides benefits for initial care and treatment, in addition to the followup care you may need. The plan can cover you, your spouse, and your children, with the option to have benefits paid directly to you. The worldwide coverage is also portable, and you can take it with you if you change jobs or retire. And best of all, you are paid benefits regardless of any other insurance you might have.
Protect yourself and your family against the unexpected. Call Spectrum today to add Colonial Life Accident Insurance to your membership: (800)782-8782, or call Chad Frazier at Colonial Life, at (916)984-5590. You can also email Chad at: chad.frazier@sbcglobal.net
Identity Fraud Protection
Today, there is no greater threat to members' financial security than identity theft, a crime which affects millions of people each year, and which is growing at unprecedented rates. Through Identity Fraud, Spectrum can provide our members with Core Identity Protection, offering essential resources such as Credit Bureau Monitoring and Fraud Alert, free credit bureau fraud alerts, identity insurance, and resource guides on how to reduce the likelihood of becoming an identity fraud victim, with analysis on privacy and security issues. Should you become a victim of identity theft, Identity Fraud can also provide specialists are available to take control and assist you with fraud resolution, no matter when or how you experience identity theft.
To sign up or learn more, you can call 1-866-4ID-FRAUDS.
CUNA Offers Homeowners Insurance Protect your home, and your investment in it, with Home Insurance, underwritten by Liberty Mutual, through CUNA Mutual. Benefits include exclusive member savings discount and superior member service, convenient e-services to pay your bill, make changes to your policy, even report a claim. Click here to get started today.
Auto Insurance From CUNA Members Auto Insurance For most of us, an automobile is not only one of our most expensive assets, but a vital part of our daily lives. Spectrum members have the opportunity to purchase automobile insurance from Members Auto Insurance, underwritten by Liberty Mutual, through CUNA Mutual. Benefits include exclusive member savings discount and superior member service, convenient e-services to pay your bill, make changes to your policy, even report a claim. Get a quote today!
Mechanical Breakdown Insurance A car that breaks down, or is wrecked, can wind up costing thousands of dollars in repair or replacement costs, missed workdays… to say nothing of the frustration of it all! That's why Spectrum offers our members peace of mind and auto protection through Mechanical Breakdown Insurance (MBI). MBI works like an extended warranty plan for your car, covering a wide range of potential mechanical problems. You may choose different levels of coverage, with different premiums and deductibles. Best of all, MBI can be included in your Spectrum auto loan, so that your repair costs are financed at low car loan rates, rather than higher credit card rates. You may even be able to add it to your current vehicle, even if it's not financed through Spectrum. To learn more about MBI, call us at (800)782-8782.
GAP Vehicle Insurance Coverage What if your car isn't simply damaged but wrecked... a total loss? Your regular car insurance may not cover everything you still owe on the car, leaving you in the position of paying off one loan while needing to take out another. That's where GAP insurance comes in: this policy will make up any difference between the value of your "totaled" vehicle, and what you still owe on it. Again, it's available with your Spectrum auto loan, and you can get all the details by calling (800)782-8782.
Pet Insurance Through VPI Spectrum can also provide insurance to protect those family members who never worry about either cars or credit histories: the family pet. We offer our members a 5% discount on Pet Insurance through VPI Pet Insurance. A VPI Pet Insurance policy allows you to make optimal healthcare decisions for your pet based on his needs and your veterinarian's recommendation, rather than on the cost of treatment. Depending on the chosen level of coverage, VPI can help with the cost of lab fees and office visits, surgery and accident care, and more. The nation's oldest and largest provider of pet health insurance, VPI has helped protect more than one million pets since 1982. You can learn more about VPI Pet Insurance by calling us at (800)782-8782, or visiting VPI online by following this link.
