Silver Senior Programs All Spectrum members, age 55 or over, are automatically enrolled in Spectrum's Silver Senior financial services program. For members age 65 and over, you are automatically enrolled as a Silver Senior Plus member. Enrollment is free. These are the advantages of being a Silver Senior or Silver Senior Plus member: Discount card for prescriptions, hearing aids, vision, car rental, and vitamins Free traveler's checks And, with a checking and/or money market account, enjoy the following benefits: No monthly fee checking account Free Bill Payer One free check order per year No annual fee VISA Unlimited debit card transactions .25% basis point increase on new certificates and IRAs .25% basis point discount on new consumer loans All Silver Senior and Silver Senior Plus members will receive the Advance PCA discount card which offers discounts on vitamins, prescriptions, hearing aids, vision care, and car rental. Please read the brochure that comes with your card for Advance PCA card benefits. Prescription home delivery is offered as a convenient benefit. In addition, Silver Senior Plus members (age 65 and over) may access NurseLine: a health information service that puts your household in touch with an experienced registered nurse toll-free, 24 hours a day. For Silver Senior Plus members, the phone number for NurseLine is listed on your Advance PCS card. To use any service that you are not currently using, please contact us at (800)782-8782, or email at: members@spectrumfcu.org.